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Central-bank recruitment · officer / managerial cadre · Reserve Bank of India (RBI)

RBI Grade B Mock Tests, Syllabus & Complete Exam Guide

Reserve Bank of India — Officer in Grade 'B' (Direct Recruit — General). Practise 35 full-length mock tests on the official pattern, drill every topic, and get the eligibility, syllabus, cut-off, rank and college details you need — all in one place.

RBI Grade B at a glance

Sections (Phase I)
General Awareness · Reasoning · English · Quant
Phase I
200 questions · 200 marks · 120 min
Marking
+1 correct · −0.25 wrong (objective)
Stages
Phase I → Phase II → Interview
ModeOnline (computer-based) · Phase I → Phase II → Interview
FrequencyUsually once a year
LanguagesEnglish
By the ExamguruX Editorial TeamReviewed for pattern accuracy against Reserve Bank of India (RBI)Last updated 10 August 2026

RBI Grade B full-length mock tests

Attempt 35 full-length RBI Grade B mock tests built on the official General Awareness · Reasoning · English · Quant-question, 200-mark pattern. The first few are free — every test comes with instant results and a step-by-step solution for each question.

RBI Grade B Phase I Full Mock Test 01

Free
52 Qs · 52 marks60 min19.1K attemptsModerate
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RBI Grade B Phase I Full Mock Test 02

Free
52 Qs · 52 marks60 min23.1K attemptsHard
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RBI Grade B Phase I Full Mock Test 03

Free
52 Qs · 52 marks60 min27.2K attemptsModerate
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RBI Grade B Phase I Full Mock Test 04

52 Qs · 52 marks60 min31.2K attemptsHard
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RBI Grade B Phase I Full Mock Test 05

52 Qs · 52 marks60 min35.3K attemptsEasy
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RBI Grade B Phase I Full Mock Test 06

52 Qs · 52 marks60 min39.3K attemptsHard
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RBI Grade B Phase I Full Mock Test 07

52 Qs · 52 marks60 min43.4K attemptsEasy
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RBI Grade B Phase I Full Mock Test 08

52 Qs · 52 marks60 min47.4K attemptsModerate
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RBI Grade B Phase I Full Mock Test 09

52 Qs · 52 marks60 min51.5K attemptsEasy
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Unlock all RBI Grade B tests

The first tests in each section are free to try. Get the complete RBI Grade B mock library, every topic test and all available languages for 3 months — a one-time ₹199 / 3 months.

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RBI Grade B — free for everyone

Every RBI Grade B mock and topic test is completely free until 15 September 2026 — no payment, no account needed to start.

  • Every full-length mock test
  • All topic-wise tests, every subject
  • All available languages
  • Step-by-step solution for every question
  • Indicative marks-to-rank & cut-offs
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Normally ₹199 / 3 months per exam · free during the launch offer

RBI Grade B topic-wise tests & syllabus

120 topic tests across 4 subjects — a focused set of 15 tests for every topic in the RBI Grade B syllabus, tagged with approximate exam weightage so you practise where the marks are.

120 topic-wise tests · 15 per topic across 4 subjects. Pick a subject, expand a topic, and start drilling.

Banking, RBI & Monetary Policy — Test 01

Free
12 Qs · 12 marks11 min112K attemptsModerate
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Banking, RBI & Monetary Policy — Test 02

Free
12 Qs · 12 marks11 min141K attemptsEasy
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Banking, RBI & Monetary Policy — Test 03

20 Qs · 20 marks18 min169K attemptsHard
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Banking, RBI & Monetary Policy — Test 04

12 Qs · 12 marks11 min197K attemptsModerate
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Banking, RBI & Monetary Policy — Test 05

12 Qs · 12 marks11 min226K attemptsEasy
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Banking, RBI & Monetary Policy — Test 06

20 Qs · 20 marks18 min254K attemptsHard
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Banking, RBI & Monetary Policy — Test 07

12 Qs · 12 marks11 min282K attemptsModerate
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Banking, RBI & Monetary Policy — Test 08

12 Qs · 12 marks11 min311K attemptsEasy
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Banking, RBI & Monetary Policy — Test 09

20 Qs · 20 marks18 min39.1K attemptsHard
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Banking, RBI & Monetary Policy — Test 10

12 Qs · 12 marks11 min67.4K attemptsModerate
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Banking, RBI & Monetary Policy — Test 11

12 Qs · 12 marks11 min95.8K attemptsEasy
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Banking, RBI & Monetary Policy — Test 12

20 Qs · 20 marks18 min124K attemptsHard
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Banking, RBI & Monetary Policy — Test 13

12 Qs · 12 marks11 min153K attemptsModerate
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Banking, RBI & Monetary Policy — Test 14

12 Qs · 12 marks11 min181K attemptsEasy
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Banking, RBI & Monetary Policy — Test 15

20 Qs · 20 marks18 min209K attemptsHard
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RBI Grade B sample questions

A few real RBI Grade B questions with answers and step-by-step solutions, in the exact style of the full mock tests.

General AwarenessSample 1

In which year did the Reserve Bank of India begin operations?

  • A.1921
  • B.1935
  • C.1949
  • D.1955

Solution: The Reserve Bank of India was established under the RBI Act, 1934 and commenced operations on 1 April 1935.

Quantitative AptitudeSample 2

Simplify: 45 + 15 x 4 - 30 ÷ 6.

  • A.100
  • B.95
  • C.105
  • D.110

Solution: By order of operations, 15 x 4 = 60 and 30 ÷ 6 = 5, so 45 + 60 - 5 = 100.

ReasoningSample 3

Statements: Some cats are dogs. All dogs are animals. Which conclusion definitely follows?

  • A.All cats are animals
  • B.Some cats are animals
  • C.No cat is an animal
  • D.All animals are cats

Solution: The cats that are dogs must also be animals, so at least some cats are animals; the stronger 'all' cannot be concluded.

English LanguageSample 4

Spot the error: 'The committee have not yet reached / a decision on / the new policy / for the bank.'

  • A.The committee have not yet reached
  • B.a decision on
  • C.the new policy
  • D.for the bank

Solution: A committee acting as a single body takes a singular verb, so 'have' should be 'has' — 'The committee has not yet reached'.

About the RBI Grade B exam

A national recruitment exam through which the Reserve Bank of India selects Officers in Grade 'B' (Direct Recruit — General), the entry-level managerial cadre of India's central bank, who go on to work across departments such as Monetary Policy, Regulation, Supervision and Financial Markets.

What is the RBI Grade B exam?

RBI Grade B is the Reserve Bank of India's recruitment exam for the post of Officer in Grade 'B' (Direct Recruit — General), the entry point into the central bank's managerial cadre. Officers selected through it help shape and implement policy across the RBI's departments — Monetary Policy, Regulation, Supervision, Financial Markets, Currency Management and more — making it one of the most sought-after careers in Indian banking and economics.

Selection has three stages. Phase I is a 120-minute online objective test of 200 questions across General Awareness, Reasoning, English Language and Quantitative Aptitude, with sectional timing, and is qualifying. Phase II tests deeper understanding through three papers — Economic & Social Issues, English Writing Skills and Finance & Management — combining objective and descriptive questions. Shortlisted candidates then face an Interview, and the final merit rests on Phase II and the Interview.

How to clear RBI Grade B

Phase I is General-Awareness heavy — 80 of its 200 marks — so a strong, current grasp of banking, RBI functions, monetary-policy tools (CRR, SLR, repo, reverse repo), the Indian economy and financial markets is decisive. Reasoning (60 marks) rewards steady practice on puzzles, seating, syllogism, inequality and coding-decoding, while Quantitative Aptitude and English (30 marks each) are about accuracy on data interpretation, arithmetic, comprehension and grammar under sectional time limits.

Because Phase I only qualifies you for Phase II, treat it as a filter to clear comfortably, then shift focus to the descriptive Phase II papers — Economic & Social Issues and Finance & Management demand conceptual depth and the ability to write clearly, and the English paper tests writing skills directly. With 0.25 negative marking on objective questions, disciplined attempting matters; full-length timed mocks build the sectional pacing the real paper demands.

RBI Grade B eligibility & exam pattern

Check whether you meet the RBI Grade B eligibility criteria and understand exactly how the paper is structured and marked before you plan your preparation.

Eligibility criteria

Nationality
Indian citizen (with the usual provisions for certain other categories as specified by the RBI).
Qualification
A Bachelor's degree with a minimum of 60% marks (50% for SC/ST/PwBD) or an equivalent grade, or a post-graduate/professional qualification with the specified minimum, from a recognised university.
Age
Generally 21 to 30 years, with age relaxation for reserved categories and for candidates with relevant work or research experience per RBI norms.
Attempts
The number of permissible attempts is limited by category as specified in the RBI notification (with relaxations for reserved categories).
Selection stages
Phase I (online objective) → Phase II (objective + descriptive papers) → Interview.
Language
The examination is conducted in English.

Exam pattern & marking

SubjectQuestionsMarks
General AwarenessBanking & finance, RBI functions, monetary policy, economy, static GK8080
ReasoningPuzzles, seating, syllogism, inequality, coding-decoding, direction6060
English LanguageReading comprehension, cloze, error spotting, para jumbles, vocabulary3030
Quantitative AptitudeData interpretation, simplification, series, percentage, arithmetic3030
Total200200

RBI Grade B selection runs in three stages. Phase I is an online objective test of 200 questions for 200 marks in 120 minutes, with sectional timing across four sections — General Awareness (80 questions / 80 marks), Reasoning (60 / 60), English Language (30 / 30) and Quantitative Aptitude (30 / 30). Each correct answer earns 1 mark and each wrong answer to an objective question carries a penalty of one-fourth (0.25) mark; unanswered questions score zero. Phase I is qualifying for Phase II. Phase II has three papers — Economic & Social Issues (ESI), English (Writing Skills, a descriptive paper) and Finance & Management (FM) — mixing objective and descriptive questions. Candidates who clear Phase II are called for an Interview, and the final merit combines the Phase II and Interview marks. On ExamguruX, each objective question is scored +1 with a 0.25 penalty for a wrong answer, mirroring the real marking, and every question has a worked solution.

Duration: 120 minutes (Phase I).

How to prepare for RBI Grade B

A proven, focused RBI Grade B preparation method — from building strong fundamentals to peaking with full-length mocks.

  1. 1

    Make General Awareness your strength

    GA carries 80 of Phase I's 200 marks. Build a solid base in banking, RBI functions, monetary-policy tools (CRR, SLR, repo, reverse repo), the Indian economy and financial markets, and revise current banking and economic developments regularly.

  2. 2

    Drill Reasoning consistently

    Reasoning is 60 marks. Practise puzzles, seating arrangements, syllogism, inequality, coding-decoding, blood relations and direction until they are quick and reliable under sectional time.

  3. 3

    Keep Quant and English accurate

    Each carries 30 marks. For Quant, master data interpretation, simplification, number series, percentage and arithmetic; for English, practise reading comprehension, cloze, error spotting and vocabulary for fast, accurate marks.

  4. 4

    Respect the sectional timing and negative marking

    Phase I has per-section time limits and a 0.25 penalty for wrong objective answers, so pace each section and attempt only when you can reason to a confident choice.

  5. 5

    Build Phase II depth early

    Phase I only qualifies you. Start Economic & Social Issues and Finance & Management alongside Phase I prep, and practise descriptive writing for the English paper so the transition is smooth.

  6. 6

    Take full timed mocks

    Simulate the 200-question, 120-minute Phase I with sectional timing to learn pacing and section balance, and review the worked solution for every question you miss.

RBI Grade B selection & scoring

RBI Grade B selection runs in three stages. Phase I is a 200-question, 200-mark online objective test of 120 minutes with sectional timing — General Awareness (80), Reasoning (60), English Language (30) and Quantitative Aptitude (30) — and is qualifying for Phase II. Phase II has three papers: Economic & Social Issues (ESI), English (Writing Skills, descriptive) and Finance & Management (FM), mixing objective and descriptive questions. Shortlisted candidates then face an Interview. Objective papers carry a 1/4 (0.25) negative mark for a wrong answer. The bands below are indicative — actual cut-offs shift each year with vacancies and difficulty.

RBI Grade B marks vs. rank

Score rangeStageWhat it takes
Phase I: clear the sectional & overall cut-offsPhase IQualifying — a strong General Awareness score helps most
Phase II: score across ESI, English & FMPhase IIMerit-deciding — objective plus descriptive papers
Interview: perform in the final roundInterviewCombined with Phase II for final merit
Balanced Phase I sectionsOverallNo weak section under sectional timing
Steady mock scoresReadinessConsistent timed-mock performance predicts selection

Indicative stage requirements

Phase I (objective)Qualifying

Indicative marks: Clear sectional and overall cut-offs to reach Phase II

Phase II (ESI + English + FM)Merit-deciding

Indicative marks: Objective and descriptive papers count towards final merit

InterviewMerit-deciding

Indicative marks: Combined with Phase II for the final list

Reserved categoriesRelaxed

Indicative marks: Relaxed qualifying marks per RBI norms

Final selectionMerit + vacancies

Indicative marks: Depends on Phase II + Interview score and vacancies

The RBI Grade B pattern here — the three-stage Phase I / Phase II / Interview process, the 200-question 200-mark Phase I with four sections and sectional timing, the +1/−0.25 objective marking, and the Phase II papers (ESI, English, Finance & Management) — reflects the RBI's recent published pattern. Exact vacancies, cut-offs, dates, syllabus weightage and eligibility details change each recruitment cycle; always confirm current specifics in the official RBI notification at rbi.org.in and opportunities.rbi.org.in.

The RBI Grade B career path

RBI Grade B is not a gateway to a college but to a career inside India's central bank. A selected candidate joins as an Officer in Grade 'B' and, over the years, can rise through the managerial grades while rotating across the RBI's core departments. The progression below is indicative of a central-bank career path — actual postings and promotions depend on service rules, performance and vacancies.

Grade / DepartmentStageWhat it involvesTypical stage
Officer in Grade 'B' (entry)Entry gradeJoins as a direct-recruit officer in the RBI's managerial cadreOn selection
Manager (Grade 'C')PromotionNext managerial grade after Grade 'B' with experienceBy service rules
Assistant General ManagerPromotionSenior managerial grade overseeing teams and functionsBy service rules
Monetary Policy DepartmentDepartmentSupports policy formulation and analysis for the MPCBy posting
Department of RegulationDepartmentFrames prudential norms for banks and financial entitiesBy posting
Department of SupervisionDepartmentSupervises banks and NBFCs for financial stabilityBy posting
Financial Markets OperationsDepartmentHandles liquidity, forex and market operationsBy posting
Currency Management / DEPRDepartmentManages currency issue or economic policy researchBy posting

A representative set of institutes that admit through RBI Grade B. Many more roles participate in the counselling process.

RBI Grade B important dates

The typical RBI Grade B timeline, from notification to counselling. Dates are tentative until the official notification is released.

  1. Notification & apply

    Usually announced mid-year

  2. Phase I exam

    A few weeks after the application window closes

  3. Phase I result

    A few weeks after Phase I

  4. Phase II exam

    Usually a few weeks after the Phase I result

  5. Interview

    After the Phase II result

  6. Final result

    After the interview and document verification

RBI Grade B — frequently asked questions

Quick, reliable answers to the questions RBI Grade B aspirants ask most.

What is the RBI Grade B selection process?

Three stages: Phase I (an online objective test), Phase II (three papers — Economic & Social Issues, English Writing Skills and Finance & Management, mixing objective and descriptive questions), and an Interview. Phase I is qualifying; final merit is based on Phase II and the Interview.

What is the RBI Grade B Phase I exam pattern?

Phase I has 200 questions for 200 marks in 120 minutes with sectional timing, across four sections — General Awareness (80), Reasoning (60), English Language (30) and Quantitative Aptitude (30). It is qualifying for Phase II.

Is there negative marking in RBI Grade B?

Yes. In the objective papers, each correct answer earns 1 mark and each wrong answer carries a penalty of one-fourth (0.25) mark. There is no penalty for unanswered questions, so guess only when you can eliminate options to a confident choice.

What is the eligibility for RBI Grade B?

You generally need a Bachelor's degree with a minimum of 60% marks (relaxed for SC/ST/PwBD) or an equivalent post-graduate/professional qualification, and to be between 21 and 30 years old, with age relaxation for reserved categories and relevant experience per RBI norms.

What does an RBI Grade B officer do?

A selected candidate joins as an Officer in Grade 'B' and works across the RBI's departments — such as Monetary Policy, Regulation, Supervision, Financial Markets and Currency Management — helping formulate and implement policy, with the chance to rise through the managerial grades over time.

How should I use these mock tests?

Take full-length timed mocks to build sectional pacing and section balance under the 200-question, 120-minute Phase I pattern with 0.25 negative marking, and review the solution for every question. Use the topic tests to drill General Awareness, Reasoning, Quantitative Aptitude and English until each is a reliable source of marks.

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Devaseelan

Devaseelan

Cleared NEET