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Government recruitment · insurance sector officer · Life Insurance Corporation of India (LIC)

LIC AAO Mock Tests, Syllabus & Complete Exam Guide

LIC Assistant Administrative Officer (Class I Officer). Practise 35 full-length mock tests on the official pattern, drill every topic, and get the eligibility, syllabus, cut-off, rank and college details you need — all in one place.

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LIC AAO at a glance

Stages
Prelims → Mains → Interview
Prelims
Reasoning · Quant · English · 100 marks · 60 min
Mains objective
300 marks + descriptive test
Marking
+1 correct · −0.25 wrong (0.25 penalty)
ModeOnline (computer-based) · Prelims → Mains (with descriptive test) → Interview
FrequencyAs and when vacancies arise (typically once a year)
LanguagesEnglish & Hindi
By the ExamguruX Editorial TeamReviewed for pattern accuracy against Life Insurance Corporation of India (LIC)Last updated 18 August 2026

LIC AAO full-length mock tests

Attempt 35 full-length LIC AAO mock tests built on the official Prelims → Mains → Interview-question, 300-mark pattern. The first few are free — every test comes with instant results and a step-by-step solution for each question.

LIC AAO Full Mock Test 01

Free
52 Qs · 52 marks60 min19.1K attemptsModerate
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LIC AAO Full Mock Test 02

Free
52 Qs · 52 marks60 min23.1K attemptsHard
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LIC AAO Full Mock Test 03

Free
52 Qs · 52 marks60 min27.2K attemptsModerate
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LIC AAO Full Mock Test 04

52 Qs · 52 marks60 min31.2K attemptsHard
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LIC AAO Full Mock Test 05

52 Qs · 52 marks60 min35.3K attemptsEasy
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LIC AAO Full Mock Test 06

52 Qs · 52 marks60 min39.3K attemptsHard
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LIC AAO Full Mock Test 07

52 Qs · 52 marks60 min43.4K attemptsEasy
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LIC AAO Full Mock Test 08

52 Qs · 52 marks60 min47.4K attemptsModerate
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LIC AAO Full Mock Test 09

52 Qs · 52 marks60 min51.5K attemptsEasy
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Unlock all LIC AAO tests

The first tests in each section are free to try. Get the complete LIC AAO mock library, every topic test and all available languages for 3 months — a one-time ₹199 / 3 months.

Free launch offer

LIC AAO — free for everyone

Every LIC AAO mock and topic test is completely free until 15 September 2026 — no payment, no account needed to start.

  • Every full-length mock test
  • All topic-wise tests, every subject
  • All available languages
  • Step-by-step solution for every question
  • Indicative marks-to-rank & cut-offs
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Normally ₹199 / 3 months per exam · free during the launch offer

LIC AAO topic-wise tests & syllabus

120 topic tests across 4 subjects — a focused set of 15 tests for every topic in the LIC AAO syllabus, tagged with approximate exam weightage so you practise where the marks are.

120 topic-wise tests · 15 per topic across 4 subjects. Pick a subject, expand a topic, and start drilling.

Puzzles & Seating Arrangement — Test 01

Free
12 Qs · 12 marks11 min116K attemptsModerate
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Puzzles & Seating Arrangement — Test 02

Free
12 Qs · 12 marks11 min145K attemptsEasy
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Puzzles & Seating Arrangement — Test 03

20 Qs · 20 marks18 min173K attemptsHard
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Puzzles & Seating Arrangement — Test 04

12 Qs · 12 marks11 min201K attemptsModerate
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Puzzles & Seating Arrangement — Test 05

12 Qs · 12 marks11 min230K attemptsEasy
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Puzzles & Seating Arrangement — Test 06

20 Qs · 20 marks18 min258K attemptsHard
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Puzzles & Seating Arrangement — Test 07

12 Qs · 12 marks11 min286K attemptsModerate
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Puzzles & Seating Arrangement — Test 08

12 Qs · 12 marks11 min315K attemptsEasy
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Puzzles & Seating Arrangement — Test 09

20 Qs · 20 marks18 min43.1K attemptsHard
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Puzzles & Seating Arrangement — Test 10

12 Qs · 12 marks11 min71.5K attemptsModerate
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Puzzles & Seating Arrangement — Test 11

12 Qs · 12 marks11 min99.8K attemptsEasy
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Puzzles & Seating Arrangement — Test 12

20 Qs · 20 marks18 min128K attemptsHard
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Puzzles & Seating Arrangement — Test 13

12 Qs · 12 marks11 min157K attemptsModerate
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Puzzles & Seating Arrangement — Test 14

12 Qs · 12 marks11 min185K attemptsEasy
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Puzzles & Seating Arrangement — Test 15

20 Qs · 20 marks18 min213K attemptsHard
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LIC AAO sample questions

A few real LIC AAO questions with answers and step-by-step solutions, in the exact style of the full mock tests.

Reasoning AbilitySample 1

Statements: All roses are flowers. Some flowers are red. Conclusions: I. Some roses are red. II. All flowers are roses. Which conclusion follows?

  • A.Only I follows
  • B.Only II follows
  • C.Both I and II follow
  • D.Neither I nor II follows

Solution: 'Some flowers are red' does not guarantee any rose is red, so I is not certain; II reverses the first statement without support. Neither follows.

Quantitative AptitudeSample 2

Find the value of 45% of 240 + 30% of 150.

  • A.143
  • B.153
  • C.163
  • D.148

Solution: 45% of 240 = 108 and 30% of 150 = 45; their sum is 108 + 45 = 153.

English LanguageSample 3

Identify the part that contains an error: 'One of my friend / is a doctor / working in / a city hospital.'

  • A.One of my friend
  • B.is a doctor
  • C.working in
  • D.a city hospital

Solution: 'One of' must be followed by a plural noun, so 'friend' should be 'friends'.

General Knowledge & Insurance AwarenessSample 4

In India, the IRDAI is the statutory body that primarily regulates which sector?

  • A.The insurance sector
  • B.The stock exchanges
  • C.Commercial banks only
  • D.Mutual funds only

Solution: IRDAI stands for the Insurance Regulatory and Development Authority of India and regulates and develops the insurance sector.

About the LIC AAO exam

A national recruitment exam that selects Assistant Administrative Officers — Class I officers of the Life Insurance Corporation of India — across generalist and specialist streams (Chartered Accountant, Legal, IT and Actuarial).

What is the LIC AAO exam?

LIC AAO is the Life Insurance Corporation of India's recruitment exam for the post of Assistant Administrative Officer, a Class I officer cadre. It recruits both a generalist stream and specialist streams — Chartered Accountant, Legal, IT and Actuarial — for administrative and technical roles across the country's largest life insurer. Because it offers a stable, well-paid officer's career in the public sector, it attracts lakhs of graduate applicants each cycle.

The selection runs in three stages: a Preliminary exam, a Main exam and an interview. The Prelims is a one-hour, 100-mark screening test across Reasoning Ability, Quantitative Aptitude and English Language (English qualifying), used only to shortlist candidates for the Mains. The Main exam is the scoring stage — an objective paper covering Reasoning, General Knowledge & Current Affairs, Data Analysis & Interpretation, and Insurance & Financial Market Awareness, together with a descriptive test of English and insurance writing. Objective sections carry a one-fourth negative marking, so accuracy under time decides your score.

How to clear LIC AAO

Treat the Prelims as a speed test: Reasoning and Quantitative Aptitude are the most scoreable, so drill puzzles, seating, syllogism, inequality, coding, data interpretation, simplification, number series and arithmetic until they are quick and automatic, and keep English accurate enough to clear its qualifying bar. Because the Prelims only shortlist you, aim to clear each section's cutoff comfortably rather than chase every question.

The Mains is where the exam is won. Data Analysis & Interpretation and Reasoning carry the heaviest weight, while Insurance & Financial Market Awareness rewards steady reading of durable insurance and financial concepts — LIC and IRDAI, types of insurance, and premium and policy terms. Prepare the descriptive test by practising a formal letter, a short essay and a precis on insurance-related topics. Respect the 0.25 negative marking by attempting only when you can reason to a confident choice, and use full timed mocks to build section balance for both stages before the interview.

LIC AAO eligibility & exam pattern

Check whether you meet the LIC AAO eligibility criteria and understand exactly how the paper is structured and marked before you plan your preparation.

Eligibility criteria

Nationality
Indian citizen (with the usual provisions for certain other categories as specified by LIC).
Qualification (Generalist)
A Bachelor's degree in any discipline from a recognised Indian university.
Qualification (Specialist)
Specialist streams need the relevant qualification — e.g. Chartered Accountant (ICAI) for CA, a law degree for Legal, a computer/IT degree for IT, and actuarial papers for the Actuarial stream.
Age
Generally 21 to 30 years, with age relaxation for reserved categories as per government norms.
Computer literacy
Basic knowledge of computer operations is expected of an officer cadre.
Language
Ability to read, write and speak in one regional language of the posting state is desirable.

Exam pattern & marking

SubjectQuestionsMarks
Reasoning Ability (Prelims)Puzzles, seating, syllogism, inequality, coding, blood relations, direction3535
Quantitative Aptitude (Prelims)DI, simplification, number series, arithmetic3535
English Language (Prelims)Qualifying in nature — comprehension, cloze, grammar3030
Mains — Reasoning + DA&IReasoning Ability and Data Analysis & Interpretation60120
Mains — GK/Current AffairsGeneral knowledge and current affairs3060
Mains — Insurance & Financial AwarenessInsurance & financial market awareness3060
Mains — Descriptive (English)Descriptive test of English & insurance writingLetter + essay/precis25
TotalNaN300

LIC AAO selection is a three-stage process. The Preliminary exam has 100 objective questions for 100 marks in 1 hour, split across Reasoning Ability, Quantitative Aptitude and English Language, and is a qualifying screening test in which English is qualifying in nature. Candidates who clear the prelims sit the Main exam, an objective paper of 300 marks — Reasoning Ability, General Knowledge & Current Affairs, Data Analysis & Interpretation, and Insurance & Financial Market Awareness — followed by a descriptive test of English and insurance writing. Each correct answer in the objective sections earns 1 mark and each wrong answer carries a penalty of one-fourth (0.25) of the mark assigned; unanswered questions score zero. Shortlisted candidates then attend an interview, and final merit combines the Main exam and interview. Specialist streams require the relevant professional qualification. On ExamguruX, each question is scored +1 with a 0.25 penalty for a wrong answer, mirroring the real marking, and every question carries a worked solution.

Duration: Prelims (1 hr) + Mains.

How to prepare for LIC AAO

A proven, focused LIC AAO preparation method — from building strong fundamentals to peaking with full-length mocks.

  1. 1

    Clear the Prelims cutoffs efficiently

    The Preliminary exam only shortlists you, so aim to clear each section's cutoff with margin rather than maximise it. Reasoning and Quant are the fastest sources of marks; keep English accurate enough to clear its qualifying bar.

  2. 2

    Make Mains DA&I your strength

    Data Analysis & Interpretation carries heavy weight in the Mains. Practise tables, bar and pie charts, caselets and calculation shortcuts until interpretation and arithmetic are fast and reliable.

  3. 3

    Build Insurance & Financial Awareness steadily

    This section rewards durable concepts — LIC and IRDAI, types of insurance, and premium and policy terms — plus current affairs. Learn a little every day and revise regularly rather than cramming.

  4. 4

    Practise the descriptive test

    The Mains includes a descriptive test of English and insurance writing. Rehearse a formal letter, a short essay and a precis on insurance and financial topics, focusing on clear, error-free English.

  5. 5

    Respect the negative marking

    Objective sections carry a one-fourth (0.25) penalty per wrong answer. Attempt when you can eliminate options to a confident choice, and leave questions you genuinely cannot judge.

  6. 6

    Take full timed mocks

    Both the Prelims and the Mains are time-pressured. Take full-length timed mocks to learn section balance and pacing under negative marking, and review the solution for every question you miss.

LIC AAO scoring & selection

LIC AAO selection has three stages. The Preliminary exam (Reasoning Ability, Quantitative Aptitude and English Language, 100 marks in 1 hour) is a qualifying screening test with English qualifying in nature. The Main exam is the scoring stage — an objective paper across Reasoning, General Knowledge/Current Affairs, Data Analysis & Interpretation and Insurance & Financial Market Awareness, plus a descriptive test of English and insurance writing. Shortlisted candidates then face an interview. Negative marking of 0.25 applies to objective sections. The bands below are indicative — real cutoffs shift each cycle with vacancies and difficulty.

LIC AAO marks vs. rank

Score rangeStageWhat it takes
Prelims: clear each cutoffPrelimsQualifying screen — clear all three section cutoffs to reach Mains
Mains objective: high accuracyMainsThe 300-mark objective paper decides most of your merit
Descriptive: clear, error-free EnglishDescriptiveFormal letter, essay and precis on insurance topics
Interview: composed & informedInterviewCombined with Mains for the final merit list
Specialist stream fitEligibilityCA / Legal / IT / Actuarial need the relevant qualification

Indicative stage requirements

Preliminary examQualifying

Indicative marks: Section-wise cutoffs; only shortlists for Mains

Main exam (objective)Decisive

Indicative marks: 300-mark paper carries most of the merit weight

Descriptive testQualifying

Indicative marks: English & insurance writing, evaluated for shortlisted candidates

InterviewMerit

Indicative marks: Combined with Mains for final selection

Reserved categoriesRelaxed

Indicative marks: Age relaxation and category-wise cutoffs apply

The LIC AAO pattern here — the three-stage Prelims/Mains/Interview process, the qualifying 100-mark Prelims, the 300-mark Mains objective paper with a descriptive test, and the one-fourth (0.25) negative marking — reflects LIC's recent published pattern. Exact vacancies, cutoffs, dates, stream-wise eligibility and marks distribution change each recruitment cycle; always confirm current specifics in the official LIC notification at licindia.in.

Posts recruited through LIC AAO

LIC AAO recruits Assistant Administrative Officers into one generalist cadre and four specialist streams; the stream you apply to depends on your qualifications, and specialist posts require the relevant professional degree or membership. The guide below shows the posts and the kind of performance each selection stage demands — actual vacancies and cutoffs change every recruitment cycle.

PostStreamCadreSelection stage
Assistant Administrative Officer (Generalist)GeneralistClass I OfficerGraduate in any discipline
AAO (Chartered Accountant)CAClass I OfficerMembership of ICAI required
AAO (Legal)LegalClass I OfficerBachelor's degree in Law required
AAO (IT)ITClass I OfficerEngineering / degree in IT or Computer Science
AAO (Actuarial)ActuarialClass I OfficerActuarial papers of the IAI required

A representative set of institutes that admit through LIC AAO. Many more posts participate in the counselling process.

LIC AAO important dates

The typical LIC AAO timeline, from notification to counselling. Dates are tentative until the official notification is released.

  1. Notification & apply

    As per LIC recruitment cycle

  2. Preliminary exam

    A few weeks after the application window closes

  3. Prelims result

    A few weeks after the exam

  4. Main exam

    Typically a few weeks after the prelims result

  5. Interview

    After the Mains result for shortlisted candidates

  6. Final result

    After the interview and document verification

LIC AAO — frequently asked questions

Quick, reliable answers to the questions LIC AAO aspirants ask most.

What is the LIC AAO selection process?

Three stages: a Preliminary exam (objective, qualifying), a Main exam (objective plus a descriptive test), and an interview. The Prelims only shortlist candidates for the Mains, and final merit is based on the Main exam and the interview.

What is the LIC AAO Prelims pattern?

The Preliminary exam has 100 objective questions for 100 marks in 1 hour, across Reasoning Ability, Quantitative Aptitude and English Language. English is qualifying in nature, and the Prelims is used only to screen candidates for the Main exam.

What does the LIC AAO Mains cover?

The Main exam is an objective paper covering Reasoning Ability, General Knowledge & Current Affairs, Data Analysis & Interpretation, and Insurance & Financial Market Awareness, followed by a descriptive test of English and insurance writing.

Is there negative marking in LIC AAO?

Yes. In the objective sections, each wrong answer carries a penalty of one-fourth (0.25) of the marks assigned to that question. Unanswered questions score zero, so guess only when you can reason to a confident choice.

What is the eligibility for LIC AAO?

A Bachelor's degree in any discipline for the generalist post, and the relevant professional qualification for specialist streams — Chartered Accountant, Legal, IT and Actuarial. The age is generally 21 to 30 years with relaxation for reserved categories.

How should I use these mock tests?

Take full-length timed mocks to build speed and section balance under negative marking, and review the solution for every question. Use the topic tests to drill reasoning, quantitative aptitude, English and insurance/financial awareness until each becomes a reliable source of marks.

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Devaseelan

Devaseelan

Cleared NEET